About The Author
George Burgess
George Burgess runs Hard Money Truck Loans, which arranges collateral-based commercial truck financing for owner operators and small fleets whose credit keeps them out of bank and captive lender programs.
He writes and reviews the educational material on this site so that what buyers read here matches what actually happens on a real file: what the down payment has to be, what the truck has to be, what the bank statements have to show, and what genuinely stops a deal.
What He Writes About
- Bad credit commercial truck financing
- Collateral-based truck lending
- Down payment structuring
- Startup and first-truck financing
- Dump, box, semi and specialty truck deals
Resources By George Burgess
- Bad Credit Dump Truck Financing
- Commercial Truck Financing Around a 500 Credit Score
- Truck Financing After a Bank Decline
- Bad Credit Commercial Truck Financing Explained
- What Do Truck Lenders Look at Besides Credit Score?
- I Have a 500 Credit Score and 30% Down. Can I Buy a Truck?
- Bad Credit Box Truck Financing
- Semi Truck Financing With Bad Credit
- Startup Commercial Truck Financing With Bad Credit
- Can You Finance a Commercial Truck With Bad Credit?
- Truck Financing After a Dealer Lender Declines You
- Commercial Truck Financing With Collections
- Commercial Truck Financing With Charge-Offs
- Commercial Truck Financing With Late Payments
- Does a Larger Down Payment Help When You Have Bad Credit?
- Commercial Truck Loan Down Payment Requirements
- Bad Credit Refrigerated Box Truck Financing
- Bad Credit Sleeper Truck Financing
- I Found a Truck but My Bank Declined Me. What Are My Options?
- How Commercial Truck Financing Works
- Commercial Truck Financing Requirements Explained
- How to Get Approved for a Commercial Truck Loan
- Documents Needed for Commercial Truck Financing
- How Long Does Commercial Truck Financing Take?
- Does the Truck Have to Be Purchased From a Dealer?
- Dealer Purchase vs Private Party Truck Financing
- Why Commercial Truck Loans Get Declined
- How to Finance Your First Commercial Truck
- Where Can I Get Commercial Truck Financing After Traditional Lenders Say No?
- How to Finance a Used Commercial Truck
- Commercial Truck Financing for Owner Operators
- How Credit Score Affects Commercial Truck Financing
- Why Good Business Revenue Can Matter When Credit Is Weak
- Can Industry Experience Help Overcome Bad Credit?
- How to Strengthen a Commercial Truck Financing Application With Bad Credit
- OTR Truck Financing With Bad Credit
- Why Truck Lenders Ask for Bank Statements
- How Truck Age Affects Commercial Truck Financing
- How Truck Mileage Affects Commercial Truck Financing
- Alternative Commercial Truck Financing When Banks Say No
- How to Prepare Before Applying for Commercial Truck Financing
- What Credit Problems Matter Most When Financing a Commercial Truck?
- What to Do After Your Commercial Truck Loan Is Declined
- Bank Truck Financing vs Alternative Truck Financing
- How Bank Statements Affect Commercial Truck Financing
- Commercial Truck Pre-Approval vs Final Approval
- What Can Cause a Truck Loan Approval to Fall Apart Before Funding?
- Can I Get Truck Financing if My Dealer's Primary Lender Said No?
- What Makes a Bad Credit Commercial Truck Financing Deal Work?
- Bad Credit Day Cab Financing
- Bad Credit Garbage Truck Financing
- Bad Credit Septic Truck Financing
- Bad Credit Tow Truck Financing
- Bad Credit Water Truck Financing
- Bad Credit Roll-Off Truck Financing
- Bad Credit Hook Lift Truck Financing
- Bad Credit Sprinter Van Financing for Business
- Dry Van Trailer Financing With Bad Credit
- Reefer Trailer Financing With Bad Credit
- Bad Credit Flatbed Truck Financing
- Bad Credit Cab and Chassis Financing
- Flatbed Trailer Financing With Bad Credit
- Lowboy and Drop Deck Trailer Financing With Bad Credit
- Why the Truck Being Purchased Matters to the Lender
- How Commercial Trucks Are Valued for Financing
- Can You Finance an Older Commercial Truck?
- Can You Finance a High-Mileage Commercial Truck?
- What Happens if the Purchase Price Is Higher Than the Truck's Value?
- How Choosing the Right Truck Can Improve Your Financing Approval
- Startup Commercial Truck Financing
- First-Time Owner Operator Truck Financing
- How Much Experience Do You Need for Startup Truck Financing?
- Can a New Business Get Commercial Truck Financing?
- Can You Finance a Truck Before Your Business Has Established Credit?
- How Much Down Payment Does a Startup Need for a Commercial Truck?
- What Documents Does a Startup Need for Commercial Truck Financing?
- How Industry Experience Helps a Startup Truck Financing Application
- Startup Box Truck Financing
- Startup Dump Truck Financing
- Startup Semi Truck Financing
- Startup Tow Truck Financing
- Common Reasons Startup Truck Financing Gets Declined
- Why Bad Credit Truck Financing Requires More Money Down
- How Much Cash Do You Need to Buy a Commercial Truck?
- Can You Finance a Commercial Truck With 30% Down?
- Does a Larger Down Payment Increase Your Chances of Approval?
- What Lenders Look for in Business Bank Statements
- How Same Day Commercial Truck Loan Approvals Work
- What Happens After You Apply for Commercial Truck Financing?
- Commercial Truck Financing for Small Businesses
- Can a Business Owner With Damaged Personal Credit Finance a Truck?
- Does Business Credit Matter When Financing a Commercial Truck?
- Personal Credit vs Business Credit for Commercial Truck Financing
- How to Make Your Commercial Truck Financing Application Stronger
- I Have Bad Credit and Money Down. Can I Finance a Commercial Truck?
- Should I Apply for Truck Financing Before or After Finding a Truck?
- How Much Truck Can I Afford With My Down Payment?
- What Should I Ask a Dealer Before Applying for Truck Financing?
- Should I Keep Applying With Different Truck Lenders After Being Declined?
Talk To Us About Your Truck
Tell us about the truck, your business and your situation. We will review whether the transaction fits the HMTL program.