Roll-Off Truck Financing
Roll-off trucks are the entry point into the container and dumpster business. The truck is only half the operation, since the containers are the other half, so it is worth having your own plan for where the boxes are coming from. We finance the truck, and containers are typically handled separately.
Roll-Off Truck Financing At A Glance
- Typical purchase price
- $50,000 to $145,000
- Hoist systems financed
- Cable hoist and hook lift
- CDL required
- Yes, Class B or Class A depending on configuration
- Containers
- Not included in the truck loan
- Purchase price financed
- $21,000 to $145,000
- Down payment
- Typically 30% of the purchase price
- Minimum credit score
- None
- Credit specialty
- Credit challenged buyers welcome, with no minimum credit score
- Where you can buy
- Licensed dealer purchases only
- Approval timing
- Same day approvals may be available
Every application is reviewed on its own facts. Credit is reviewed, but it is not the deciding factor. Low scores, collections, charge-offs and late payments are workable. No bankruptcy or repossession within the last 5 years.
Rolloff Trucks We Finance
- Cable hoist roll-off trucks
- Hook lift roll-off trucks
- Single axle and tandem axle roll-off chassis
- Tri-axle roll-off configurations
- Used units from a licensed dealer inventory
What Operators Use Them For
- Construction and demolition debris containers
- Residential dumpster rental routes
- Scrap metal and recycling hauling
- Roofing and remodel job site cleanup
- Junk removal operations
What Matters On A Rolloff Truck Deal
The lender reviews the specific truck as part of the transaction, including year, make and model, mileage, truck type and specifications. On a roll-off truck the hoist system, cable or hook lift, is part of those specifications.
We finance the truck itself. Container inventory is a separate cost you should plan for outside the loan.
The purchase price must be $21,000 to $145,000 and the truck must be purchased from a licensed dealer. There is no minimum credit score, an established business is typically 30% down, and a startup is typically 40% down with 2 years of industry experience.
Read Before You Apply
Ready To Finance Your Rolloff Truck?
Send us the truck you found at the dealer and we will tell you where you stand. No obligation.
Other Trucks We Finance
Banks won’t touch you, but guess who will!?
