Trucks We Finance

Sprinter Van Financing

Sprinter vans are bought by operators running delivery routes, mobile service businesses and passenger transport. A cargo van sits at the lighter end of commercial vehicles, which often means a lower purchase price and a smaller cash number at closing compared to heavier Class 6 through Class 8 trucks. This is a popular first vehicle for operators building a delivery or service business.

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Sprinter Van Financing At A Glance

Typical purchase price: $21,000 to $65,000
Configurations financed: High roof, standard roof, extended
CDL required: Usually not
Upfitted and reefer units: Financed
Purchase price financed: $21,000 to $145,000
Down payment: Typically 30% of the purchase price
Minimum credit score: None
Credit specialty: Credit challenged buyers welcome, with no minimum credit score
Where you can buy: Licensed dealer purchases only
Approval timing: Same day approvals may be available

Every application is reviewed on its own facts. Credit is reviewed, but it is not the deciding factor. Low scores, collections, charge-offs and late payments are workable. No bankruptcy or repossession within the last 5 years.

Sprinter Vans We Finance

High roof and standard roof cargo vans
Extended length cargo configurations
Crew and passenger van chassis
Refrigerated and insulated cargo vans
Upfitted service and mobile workshop vans
Used units from a licensed dealer inventory

What Operators Use Them For

Last mile and parcel delivery routes
Expedited and hot shot freight
Mobile service and trades (plumbing, electrical, HVAC)
Catering, food delivery and mobile vending
Passenger and shuttle transport

What Matters On A Sprinter Van Deal

Sprinter vans often sit at the lower end of the $21,000 to $145,000 purchase price window, so the typical 30% down payment for an established business is a smaller cash number than it is on heavier equipment. A startup is typically 40% down and needs 2 years of industry experience.

The lender reviews the specific vehicle as part of the transaction, including year, make and model, mileage, and specifications. Upfitted, refrigerated and extended configurations are financed, and those features are part of the specifications reviewed.

The vehicle must be purchased from a licensed dealer and there is no minimum credit score. The delivery, service and transport examples on this page are educational context only, so you can independently make sure the vehicle fits the work your business plans to perform.